That depends. Member-to-Member transfers will still be available after the upgrade. However, if these transfers are connected to a member number that is being “collapsed,” they may need to be recreated to the “surviving” member number. Also, if you were using Member-to-Member transfers to move funds between two accounts that you have primary or joint ownership on, this will no longer be necessary as both accounts will appear within your Online Banking experience making transfers easy and seamless. Check out our video tutorial about transfers in the new system.